Yes, but it depends on where your business is registered and who your target users are.
Many first time founders believe they need a Money Transmitter License before launching. In reality, licensing requirements are different in every country. Some regions require a money transmitter license, while others have dedicated regulations for digital asset businesses.
If you plan to my link , your first step should be understanding the regulations in the markets you want to serve. You should also determine whether you will support fiat currencies, what KYC and AML requirements apply, and how customer funds will be managed.
Many startups begin in crypto friendly jurisdictions and expand into additional markets as the business grows. The smartest approach is to include compliance in your business plan from the beginning instead of treating it as something to solve later.